Join PERL Today! PERL Mortgage, Inc is an Illinois residential mortgage licensee (MB0004358) and equal housing lender. Licensed by the California Department of Business Oversight under the
California Residential Mortgage Lending Act. NMLS #19186, California License # 4130865 - Licensed by the Department of Business Oversight under California Residential Mortgage Lending Act
Contact PERL today! PERL Mortgage, Inc is an Illinois residential mortgage licensee (MB0004358) and equal housing lender. Licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act. NMLS
#19186 - Illinois Residential Mortgage Licensee - Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, Illinois, 60601, 844-768-1713, 2936 W Belmont Ave, Chicago, IL 60618 MB0004358
- NMLS #19186; NMLS #: 261230; CA: 261230
perlmortgage.com/seckhoff | 310.470.8080 | 233 Wilshire Blvd Suite 280, Santa Monica, CA 90401
22
Average Days
to Closing
LOAN OFFICER SPOTLIGHT
Financial Solutions
You Can Count On
Steve Eckhoff
310.470.8080
seckhoff@perlmortgage.com
NMLS #: 261230; CA: 261230
For almost 30 years Steve and his team have earned a stellar reputation for their ability to reduce a buyer's stress level through
proficiency and their capacity to deliver quick mortgage financing.
As a result of being able to shop over 500 investor and loan program combinations, Steve can consistently structure loans that
meet stringent and/or unique financial criteria for both inside and outside-of-the-box clients. The main benefits of these excep-
tional loan programs are that they successfully offset conservative guidelines and offer a common-sense approach that will allow:
✓ Showing enhanced, post-close reserves to compensate for High DTIs (50% to
100%), being Newly Self-Employed or Not Employed.
✓ Showing only 3 months of Spousal Support (with just a filed Separation Agree-
ment), 12 Months of Business Deposits (50% is used) or a new or recently
increased IRA Distribution which are all considered as fully-seasoned income.
✓ Low Down Payments for Medical Professionals (from 95% to 1.0mm thru 75%
to 3.0mm) and Others (from 95% to 850k thru 85% to 3.5mm).
✓ Expedited Close of Escrows are available for most loan programs.
On a personal note, Steve and his wife will soon be celebrating
20 years of marriage and they are inspired by their children's
focus on kindness and appreciation.
