Financial Solutions
You Can Count On
All loans subject to underwriting approval. Certain restrictions apply. Call for details. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. NMLS3029 (www.nmlsconsumeraccess.org) CrossCountry
Mortgage, Inc. 520 West Erie Street Chicago, IL 60654 NMLS1806506 Illinois Residential Mortgage Licensee.
22
Average Days
to Closing
LOAN OFFICER SPOTLIGHT
myperlteam.com/steveeckhoff | 310.470.8080 | 834 S. Pacific Coast Highway, Suite D204, El Segundo, CA 90245
Steve Eckhoff
310.470.8080
seckhoff@myperlteam.com
NMLS #: 261230; CA: 261230
For almost 30 years Steve and his team have earned a stellar reputation for their ability to reduce a buyer's stress level through
proficiency and their capacity to deliver quick mortgage financing.
As a result of being able to shop over 500 investor and loan program combinations, Steve can consistently structure loans that
meet stringent and/or unique financial criteria for both inside and outside-of-the-box clients. The main benefits of these excep-
tional loan programs are that they successfully offset conservative guidelines and offer a common-sense approach that will allow:
✓ Showing enhanced, post-close reserves to compensate for High DTIs (50% to
100%), being Newly Self-Employed or Not Employed.
✓ Showing only 3 months of Spousal Support (with just a filed Separation Agree-
ment), 12 Months of Business Deposits (50% is used) or a new or recently
increased IRA Distribution which are all considered as fully-seasoned income.
✓ Low Down Payments for Medical Professionals (from 95% to 1.0mm thru 75%
to 3.0mm) and Others (from 95% to 850k thru 85% to 3.5mm).
✓ Expedited Close of Escrows are available for most loan programs.
On a personal note, Steve and his wife will soon be celebrating
20 years of marriage and they are inspired by their children's
focus on kindness and appreciation.
