"I recently retired and had no idea that retiring might cause me some difficulty
in refinancing my mortgage. Although my current lender made several calls to me
regarding refinancing to a lower rate, they were unresponsive when I decided the
rate now made it worthwhile to refinance. My financial advisor referred me to
Regan Hagestad with Watermark Home Loans. Regan contacted me immediately,
followed through on the application and had me approved and closed in less than 3
weeks. I have owned several homes since 1979 and this mortgage refinance was the
easiest I've ever experienced, thanks to Regan and his team. I highly recommend
Regan and would be happy to do business with him again. He is a true professional."
– Myra
Mortgage rates could change daily. Actual payments will vary based on your individual situation and current rates. Some products
may not be available in all states. Some jumbo products may not be available to first time home buyers. Some restrictions may apply.
Based on the purchase/refinance of a primary residence. Credit and collateral subject to approval. Loan to value, debt to income and
cash-out restrictions may apply. Programs, rates, terms and conditions subject to change without notice. Please remember that we
don't have all your information, so this does not constitute a commitment to lend. Therefore, the rate and payment results may not
reflect your actual situation. To get more accurate and personalized results, please call (800) 357-4077 to talk to one of our mortgage
bankers. Watermark Home Loans 100 Spectrum Center Dr Ste 150, Irvine, CA 92618-4964 DRE License Number 01523306 NMLS
ID: 1838
Client Testimonial:
JUMBO LOANS - NO POINTS
5 year fixed ARM up to $2,000,000
2.750% (2.805% APR)
10 year fixed ARM up to $2,000,000
3.250% (3.366% APR)
30 year fixed up to $2,000,000
3.750% (3.827% APR)
CONFORMING LOANS - NO POINTS
30 year fixed up to $417,000
3.750% (3.827% APR)
VA LOANS - NO POINTS
30 year fixed VA up to $1,500,000
3.625% (4.040% APR)
PROGRAM SPOTLIGHT - NO POINTS
10/1 ARM, 15% Down,
One Loan with No PMI up to $3,000,000
3.750% (3.452% APR)
Rates Effective 10/12/15
h o m e o w n e r s :
Many lenders promote the "feel good" services in large
font while hiding the details in the fine print. I've built my
business and reputation because I understand that our
industry is a relationship based business not a numbers
game. Just like clients select their doctors, lawyers and
wealth advisors based on merit the same should hold
true when a home buyer selects their lender.
r e a l t o r s :
I work with agents from every major real estate company
in the area, and that's because they know I deliver on
what I promise. Over the past 12 years I've built a fully
customizable platform for my agents that not only gives
their clients the best lending experience they've ever had,
it helps increase my agents' business.
310-607-0131
