Westside DIGS | Digital Edition Online

December 9, 2016

DIGS is the premiere luxury real estate lifestyle magazine serving the most affluent neighborhoods in the South Bay and Westside of Los Angeles, California.

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Mortgage rates could change daily. Actual payments will vary based on your individual situation and current rates. Some products may not be available in all states. Some jumbo products may not be available to first time home buyers. Some restrictions may apply. Based on the purchase/refinance of a primary residence. Credit and collateral subject to approval. Loan to value, debt to income and cash-out restrictions may apply. Programs, rates, terms and conditions subject to change without notice. Please remember that we don't have all your information, so this does not constitute a commitment to lend. Therefore, the rate and payment results may not reflect your actual situation. To get more accurate and personalized results, please call (800) 357-4077 to talk to one of our mortgage bankers. Watermark Home Loans 100 Spectrum Center Dr Ste 150, Irvine, CA 92618-4964 DRE License Number 01523306 NMLS ID: 1838 Client Testimonial: Rates Effective 12/5/16 h o m e o w n e r s : Many lenders promote the "feel good" services in large font while hiding the details in the fine print. I've built my business and reputation because I understand that our industry is a relationship based business not a numbers game. Just like clients select their doctors, lawyers and wealth advisors based on merit the same should hold true when a home buyer selects their lender. r e a l t o r s : I work with agents from every major real estate company in the area, and that's because they know I deliver on what I promise. Over the past 14 years I've built a fully customizable platform for my agents that not only gives their clients the best lending experience they've ever had, it helps increase my agents' business. 310-607-0131 "Regan at Watermark was referred to us by our real estate agent. He was awesome to work with from start to finish! As first-time homebuyers, we naturally had A LOT of questions…Regan was always responsive and thorough. The loan process for purchasing the home has to be one of the most confusing and conflicting experiences we've had—We're thankful Regan was there for us to make as much sense of it as possible. He's also a man of integrity, everything that he said he would do—he did. We're forever grateful to have had him as our lender and would gladly refer him to anyone we know. – Tom and Mezhgan, Los Angeles JUMBO LOANS - NO POINTS 5 year fixed ARM up to $2,000,000 3.250% (3.327% APR) 10 year fixed ARM up to $2,000,000 3.750% (3.757% APR) 30 year fixed up to $2,000,000 4.250% (4.327% APR) CONFORMING LOANS - NO POINTS 30 year fixed up to $417,000 4.125% (4.202% APR) VA LOANS - NO POINTS 30 year fixed VA up to $1,500,000 3.875% (4.040% APR) PROGRAM SPOTLIGHT NO POINTS 10/1 ARM, 15% Down, One Loan with No PMI up to $3,000,000 4.125% (4.202% APR)

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